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Transcript #8850
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Status: completed · Language: en · Source: Office Audio · Captured: 2026-06-09 11:36:55 · On Saturday? No, I checked it yesterday. Website using my bank card. Was it 11.40? Is that doing that? It's not. I'm che
On Saturday?
2026-06-09 11:36:55 - 2026-06-09 11:36:56No, I checked it yesterday.
2026-06-09 11:36:57 - 2026-06-09 11:36:58Website using my bank card.
2026-06-09 11:36:59 - 2026-06-09 11:37:01Was it 11.40?
2026-06-09 11:37:01 - 2026-06-09 11:37:02Is that doing that?
2026-06-09 11:37:04 - 2026-06-09 11:37:05It's not.
2026-06-09 11:37:05 - 2026-06-09 11:37:06I'm checking it now.
2026-06-09 11:37:07 - 2026-06-09 11:37:08Oh, yeah, right.
2026-06-09 11:37:30 - 2026-06-09 11:37:31There is one, so why not?
2026-06-09 11:37:32 - 2026-06-09 11:37:34Yeah, sorry.
2026-06-09 11:37:35 - 2026-06-09 11:37:3511.39 on the 6th.
2026-06-09 11:37:38 - 2026-06-09 11:37:40What, has that come through on card transactions there?
2026-06-09 11:37:40 - 2026-06-09 11:37:43But we have...
2026-06-09 11:37:44 - 2026-06-09 11:37:45No, no, it comes into stripe,
2026-06-09 11:37:46 - 2026-06-09 11:37:47and I can withdraw it separately.
2026-06-09 11:37:47 - 2026-06-09 11:37:49However, because it'll come to us on the 11th.
2026-06-09 11:37:49 - 2026-06-09 11:38:01Yes, she did, I'm sorry.
2026-06-09 11:38:02 - 2026-06-09 11:38:03Now we can pay from website?
2026-06-09 11:38:05 - 2026-06-09 11:38:08Yes, yeah.
2026-06-09 11:38:08 - 2026-06-09 11:38:08Oh, for a month, 100 pounds.
2026-06-09 11:38:09 - 2026-06-09 11:38:12It's been cheaper than the card machine at all.
2026-06-09 11:38:13 - 2026-06-09 11:38:15She paid 100 pounds 66, I think.
2026-06-09 11:38:15 - 2026-06-09 11:38:20Sorry, I do that.
2026-06-09 11:38:22 - 2026-06-09 11:38:23Do you have to order through the website to pay,
2026-06-09 11:38:23 - 2026-06-09 11:38:26or still you can pay?
2026-06-09 11:38:26 - 2026-06-09 11:38:27I can send links as well, paying links.
2026-06-09 11:38:27 - 2026-06-09 11:38:29Isn't that go-cardless?
2026-06-09 11:38:30 - 2026-06-09 11:38:31No, this one is stripe.
2026-06-09 11:38:31 - 2026-06-09 11:38:33So what go-cardless does for you now?
2026-06-09 11:38:33 - 2026-06-09 11:38:36Nothing, we don't have go-cardless.
2026-06-09 11:38:36 - 2026-06-09 11:38:38Isn't that go-cardless?
2026-06-09 11:38:40 - 2026-06-09 11:38:41There's some go-cardless on our statement,
2026-06-09 11:38:42 - 2026-06-09 11:38:44because we paid something.
2026-06-09 11:38:44 - 2026-06-09 11:38:45It's something we paid for, I don't know which one.
2026-06-09 11:38:45 - 2026-06-09 11:38:49We have had transactions with that,
2026-06-09 11:38:54 - 2026-06-09 11:38:56but we don't have an account.
2026-06-09 11:38:56 - 2026-06-09 11:38:57It's somebody who we paid using that.
2026-06-09 11:38:59 - 2026-06-09 11:39:02I don't know what it was.
2026-06-09 11:39:03 - 2026-06-09 11:39:04Especially good for...
2026-06-09 11:39:06 - 2026-06-09 11:39:08Recurring payments, like if you've got a subscription,
2026-06-09 11:39:12 - 2026-06-09 11:39:15they do direct debit.
2026-06-09 11:39:15 - 2026-06-09 11:39:17That's software...
2026-06-09 11:39:18 - 2026-06-09 11:39:19That's KDOT, yeah.
2026-06-09 11:39:19 - 2026-06-09 11:39:21Oh, I know, that's for the post that I guess Scammon comes in.
2026-06-09 11:39:21 - 2026-06-09 11:39:25They're taking it through go-cardless.
2026-06-09 11:39:25 - 2026-06-09 11:39:28Go-cardless is collecting the money from us.
2026-06-09 11:39:28 - 2026-06-09 11:39:30Go-cardless originally was just direct debit.
2026-06-09 11:39:30 - 2026-06-09 11:39:32So we could actually open an account,
2026-06-09 11:39:33 - 2026-06-09 11:39:36and our customers put their bank details in,
2026-06-09 11:39:36 - 2026-06-09 11:39:40and then we could collect them and buy direct debit.
2026-06-09 11:39:40 - 2026-06-09 11:39:42Without setting up full direct debit.
2026-06-09 11:39:42 - 2026-06-09 11:39:44So you've got the bank, which is expensive,
2026-06-09 11:39:44 - 2026-06-09 11:39:46and it takes ages to work.
2026-06-09 11:39:46 - 2026-06-09 11:39:47Our website payments go through Stripe,
2026-06-09 11:39:51 - 2026-06-09 11:39:53which is really cheap and easy to use,
2026-06-09 11:39:53 - 2026-06-09 11:39:55and easy to open.
2026-06-09 11:39:55 - 2026-06-09 11:39:55Go-cardless does everything as well now,
2026-06-09 11:39:57 - 2026-06-09 11:39:59like they do for website payments.
2026-06-09 11:39:59 - 2026-06-09 11:40:01Yeah, yeah, I'll check the required, yeah.
2026-06-09 11:40:02 - 2026-06-09 11:40:04Stripe is good as well,
2026-06-09 11:40:05 - 2026-06-09 11:40:07but it's originally for websites and apps,
2026-06-09 11:40:07 - 2026-06-09 11:40:10but now they also do a lot of services.
2026-06-09 11:40:11 - 2026-06-09 11:40:13This kind of thing for CalWare,
2026-06-09 11:40:16 - 2026-06-09 11:40:18CalWare, is it CalWare for payment,
2026-06-09 11:40:18 - 2026-06-09 11:40:20£10 a month,
2026-06-09 11:40:20 - 2026-06-09 11:40:21and you get £0.4.
2026-06-09 11:40:23 - 2026-06-09 11:40:25That's cheap.
2026-06-09 11:40:26 - 2026-06-09 11:40:27By this four-year contract.
2026-06-09 11:40:28 - 2026-06-09 11:40:30That seems too cheap.
2026-06-09 11:40:32 - 2026-06-09 11:40:33That's why I think, because the contract is very long.
2026-06-09 11:40:33 - 2026-06-09 11:40:36It still seems too cheap.
2026-06-09 11:40:36 - 2026-06-09 11:40:37And now fixed amount.
2026-06-09 11:40:38 - 2026-06-09 11:40:40No, you pay £10 and you pay £1 for the first six months.
2026-06-09 11:40:41 - 2026-06-09 11:40:44But now fixed amount on each transaction.
2026-06-09 11:40:45 - 2026-06-09 11:40:46£10 for just go-cardless.
2026-06-09 11:40:46 - 2026-06-09 11:40:47Even with £30, you can get the whole system as well.
2026-06-09 11:40:47 - 2026-06-09 11:40:50What about, so on each transaction,
2026-06-09 11:40:51 - 2026-06-09 11:40:53just 0.4?
2026-06-09 11:40:53 - 2026-06-09 11:40:54Yeah.
2026-06-09 11:40:54 - 2026-06-09 11:40:54Not plus 20p or 50p?
2026-06-09 11:40:55 - 2026-06-09 11:40:57No, it didn't say yet,
2026-06-09 11:40:57 - 2026-06-09 11:40:58so maybe when you go further,
2026-06-09 11:40:58 - 2026-06-09 11:40:59what are the first things he didn't mention?
2026-06-09 11:40:59 - 2026-06-09 11:41:02And they have all the hidden fees,
2026-06-09 11:41:02 - 2026-06-09 11:41:04like PSS for security.
2026-06-09 11:41:04 - 2026-06-09 11:41:08Good help, yeah.
2026-06-09 11:41:08 - 2026-06-09 11:41:08Extra charges,
2026-06-09 11:41:08 - 2026-06-09 11:41:09and is that including the merchant account,
2026-06-09 11:41:09 - 2026-06-09 11:41:11or just the machine?
2026-06-09 11:41:11 - 2026-06-09 11:41:12Because, for example,
2026-06-09 11:41:13 - 2026-06-09 11:41:14the one we had,
2026-06-09 11:41:14 - 2026-06-09 11:41:15take payments,
2026-06-09 11:41:16 - 2026-06-09 11:41:17they provided the machine for £15,
2026-06-09 11:41:18 - 2026-06-09 11:41:20and you get the merchant account from Barclays.
2026-06-09 11:41:20 - 2026-06-09 11:41:23They arrange it,
2026-06-09 11:41:23 - 2026-06-09 11:41:24but you pay Barclays fixed amounts.
2026-06-09 11:41:24 - 2026-06-09 11:41:26Not much.
2026-06-09 11:41:26 - 2026-06-09 11:41:27He didn't mention things yet about it,
2026-06-09 11:41:27 - 2026-06-09 11:41:30so I said I've got time for now,
2026-06-09 11:41:30 - 2026-06-09 11:41:33but it seems cheap,
2026-06-09 11:41:33 - 2026-06-09 11:41:34because I checked the other rate.
2026-06-09 11:41:34 - 2026-06-09 11:41:36It's none of them that cheap for now.
2026-06-09 11:41:37 - 2026-06-09 11:41:39Yeah, I did something.
2026-06-09 11:41:40 - 2026-06-09 11:41:41It sounds too good to be true.
2026-06-09 11:41:41 - 2026-06-09 11:41:42Maybe because the contract,
2026-06-09 11:41:44 - 2026-06-09 11:41:45it's so long.
2026-06-09 11:41:45 - 2026-06-09 11:41:47Some of them,
2026-06-09 11:41:47 - 2026-06-09 11:41:47it's non-contract,
2026-06-09 11:41:47 - 2026-06-09 11:41:48so you don't have to,
2026-06-09 11:41:48 - 2026-06-09 11:41:50you can cancel any time.
2026-06-09 11:41:50 - 2026-06-09 11:41:53Diarization Windows
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