Transcript Detail

Transcript #5139

Playback

Status: completed · Language: en · Source: Office Audio · Captured: 2026-05-21 12:33:48 · Because I think it's, it was a time to do it here. It's not everything is money. Nobody else. No, that's the thing. So,

Damoon

Because I think it's, it was a time to do it here.

2026-05-21 12:33:48 - 2026-05-21 12:33:52
Damoon

It's not everything is money.

2026-05-21 12:34:01 - 2026-05-21 12:34:03
Sarah

Nobody else.

2026-05-21 12:34:04 - 2026-05-21 12:34:05
Damoon

No, that's the thing.

2026-05-21 12:34:10 - 2026-05-21 12:34:11
Damoon

So, because I could carry on another 10 years maybe, you know.

2026-05-21 12:34:11 - 2026-05-21 12:34:15
Damoon

Yeah.

2026-05-21 12:34:15 - 2026-05-21 12:34:15
Damoon

Just not selling, not selling for a scary of losing income, which is, but I didn't have

2026-05-21 12:34:15 - 2026-05-21 12:34:22
Damoon

possibility because it was building more different things.

2026-05-21 12:34:22 - 2026-05-21 12:34:25
Damoon

I couldn't afford to not have that income.

2026-05-21 12:34:25 - 2026-05-21 12:34:27
Damoon

But I should do something, but for a few months, obviously it's going, but if I do something

2026-05-21 12:34:29 - 2026-05-21 12:34:38
Damoon

to cover it back, some of it, it's all right.

2026-05-21 12:34:38 - 2026-05-21 12:34:42
Damoon

Obviously you need to be more careful now with spending as well.

2026-05-21 12:34:44 - 2026-05-21 12:34:47
Sarah

The cost of living is just so expensive.

2026-05-21 12:34:49 - 2026-05-21 12:34:51
Sarah

Just so expensive.

2026-05-21 12:34:51 - 2026-05-21 12:34:52
Damoon

I think when my friend's going to uni, you should have some backup year to start because

2026-05-21 12:34:53 - 2026-05-21 12:35:17
Damoon

If he's living.

2026-05-21 12:35:17 - 2026-05-21 12:35:18
Damoon

I don't think it's covering.

2026-05-21 12:35:19 - 2026-05-21 12:35:21
Damoon

No.

2026-05-21 12:35:21 - 2026-05-21 12:35:22
Damoon

It depends on your income, doesn't it?

2026-05-21 12:35:22 - 2026-05-21 12:35:31
Sarah

What they get for their student loan.

2026-05-21 12:35:31 - 2026-05-21 12:35:33
Damoon

Really?

2026-05-21 12:35:33 - 2026-05-21 12:35:34
Damoon

Yeah.

2026-05-21 12:35:34 - 2026-05-21 12:35:35
Damoon

I didn't know that.

2026-05-21 12:35:37 - 2026-05-21 12:35:38
Damoon

I thought it was nothing to do with your income.

2026-05-21 12:35:38 - 2026-05-21 12:35:40
Sarah

I think they'll always get the part for the course, but then anything additional for

2026-05-21 12:35:43 - 2026-05-21 12:35:50
Sarah

them to live on, I'm sure it's like.

2026-05-21 12:35:50 - 2026-05-21 12:35:51
Damoon

And if they live with you, if you're saying, even if another city, but their main.

2026-05-21 12:35:52 - 2026-05-21 12:35:56
Damoon

Living space is with you, you get some discount from council tax because full-time student

2026-05-21 12:35:56 - 2026-05-21 12:36:05
Damoon

lives with you or again, because other people are working.

2026-05-21 12:36:05 - 2026-05-21 12:36:09
Damoon

I didn't know about that because I never looked into that to be honest.

2026-05-21 12:36:09 - 2026-05-21 12:36:13
Sarah

But I know that it was income-based, holistic student loan.

2026-05-21 12:36:15 - 2026-05-21 12:36:18
Damoon

And depending on the university and the town.

2026-05-21 12:36:20 - 2026-05-21 12:36:25
Damoon

Yeah, and I don't know whether it is they get more if they live away.

2026-05-21 12:36:25 - 2026-05-21 12:36:28
Sarah

From home or what?

2026-05-21 12:36:28 - 2026-05-21 12:36:29
Sarah

I don't know something to look into that because it is, he wanted to live away from home.

2026-05-21 12:36:29 - 2026-05-21 12:36:35
Sarah

Yeah.

2026-05-21 12:36:35 - 2026-05-21 12:36:36
Sarah

And that's not cheap, isn't it?

2026-05-21 12:36:36 - 2026-05-21 12:36:38
Sarah

Like accommodation.

2026-05-21 12:36:38 - 2026-05-21 12:36:39
Sarah

What is it?

2026-05-21 12:36:39 - 2026-05-21 12:36:39
Sarah

Only 1,000 a week.

2026-05-21 12:36:39 - 2026-05-21 12:36:40
Damoon

It depends there actually.

2026-05-21 12:36:41 - 2026-05-21 12:36:43
Damoon

Even, even in Sheffield, last time we had our friend and he was lucky.

2026-05-21 12:36:43 - 2026-05-21 12:36:48
Damoon

We found a good one, nearly 600 per month just for the studio, but his girlfriend was

2026-05-21 12:36:48 - 2026-05-21 12:36:55
Damoon

paying nearly 1000 in Birmingham.

2026-05-21 12:36:55 - 2026-05-21 12:36:57
Damoon

Yeah.

2026-05-21 12:36:57 - 2026-05-21 12:36:58
Damoon

Just for the studio, but it was a good one, he said like those got things, you know, the

2026-05-21 12:36:59 - 2026-05-21 12:37:05
Damoon

new one.

2026-05-21 12:37:05 - 2026-05-21 12:37:05
Damoon

Even in Sheffield, those got things and stuff.

2026-05-21 12:37:05 - 2026-05-21 12:37:08
Damoon

This one, you know, in London, opposite of Aldi.

2026-05-21 12:37:08 - 2026-05-21 12:37:11
Sarah

Oh yeah, yeah.

2026-05-21 12:37:12 - 2026-05-21 12:37:13
Damoon

But he was lucky because it was a time they wanted to renew their building for the next

2026-05-21 12:37:13 - 2026-05-21 12:37:19
Damoon

few months so they didn't increase the prices in there.

2026-05-21 12:37:19 - 2026-05-21 12:37:22
Damoon

Even there, in another building across the road was about 750, I'm talking about.

2026-05-21 12:37:22 - 2026-05-21 12:37:27
Damoon

Three years ago.

2026-05-21 12:37:27 - 2026-05-21 12:37:29
Damoon

So maybe in London, you shouldn't find less than 1,200 per month, even something just

2026-05-21 12:37:29 - 2026-05-21 12:37:36
Damoon

studio or something.

2026-05-21 12:37:36 - 2026-05-21 12:37:36
Sarah

And then that's just accommodation, not food, living, clothes, food, clothes, food.

2026-05-21 12:37:36 - 2026-05-21 12:37:43
Damoon

Like, it's expensive.

2026-05-21 12:37:43 - 2026-05-21 12:37:45
Damoon

So you should have at least, for a start, maybe a few thousand to back up.

2026-05-21 12:37:48 - 2026-05-21 12:37:55
Sarah

Yeah.

2026-05-21 12:37:55 - 2026-05-21 12:37:55
Sarah

Yeah, as well if you need to put a deposit down.

2026-05-21 12:37:55 - 2026-05-21 12:37:58
Damoon

Yeah, that's the other thing, yeah.

2026-05-21 12:37:59 - 2026-05-21 12:38:01
Damoon

I know.

2026-05-21 12:38:01 - 2026-05-21 12:38:02
Damoon

You know.

2026-05-21 12:38:05 - 2026-05-21 12:38:12
Sarah

You know this?

2026-05-21 12:38:13 - 2026-05-21 12:38:13
Sarah

Yeah.

2026-05-21 12:38:13 - 2026-05-21 12:38:14
Sarah

Yeah.

2026-05-21 12:38:14 - 2026-05-21 12:38:14
Sarah

Hold on, they're still going?

2026-05-21 12:38:16 - 2026-05-21 12:38:17
Sarah

Yeah, sorry.

2026-05-21 12:38:19 - 2026-05-21 12:38:19
Sarah

So do you plan to hold this day at home?

2026-05-21 12:38:19 - 2026-05-21 12:38:21
Sarah

Hmm.

2026-05-21 12:38:21 - 2026-05-21 12:38:22
Sarah

Well, her dad's online, but.

2026-05-21 12:38:22 - 2026-05-21 12:38:24
Damoon

I'm sure it's income-based, the pay.

2026-05-21 12:38:24 - 2026-05-21 12:38:30
Sarah

It seems like you can't actually get the student.

2026-05-21 12:38:30 - 2026-05-21 12:38:31
Sarah

Because did you apply for the student loan?

2026-05-21 12:38:32 - 2026-05-21 12:38:34
Damoon

I did.

2026-05-21 12:38:37 - 2026-05-21 12:38:38
Damoon

I applied for it five years ago.

2026-05-21 12:38:38 - 2026-05-21 12:38:39
Damoon

Five years ago.

2026-05-21 12:38:39 - 2026-05-21 12:38:40
Sarah

For the student loan.

2026-05-21 12:38:40 - 2026-05-21 12:38:40
Sarah

Did you ever have to?

2026-05-21 12:38:41 - 2026-05-21 12:38:41
Damoon

Yeah, I did.

2026-05-21 12:38:42 - 2026-05-21 12:38:44
Sarah

Yeah.

2026-05-21 12:38:45 - 2026-05-21 12:38:45
Sarah

Yeah.

2026-05-21 12:38:45 - 2026-05-21 12:38:45
Damoon

Thank you.

2026-05-21 12:38:46 - 2026-05-21 12:38:46

Diarization Windows

Damoon

2026-05-21 12:33:48 - 2026-05-21 12:33:53

Segment 1
Damoon

2026-05-21 12:34:01 - 2026-05-21 12:34:03

Segment 2
Sarah

2026-05-21 12:34:04 - 2026-05-21 12:34:05

Segment 3
Sarah

2026-05-21 12:34:06 - 2026-05-21 12:34:08

Segment 4
Damoon

2026-05-21 12:34:10 - 2026-05-21 12:34:17

Segment 5
Sarah

2026-05-21 12:34:15 - 2026-05-21 12:34:15

Segment 6
Damoon

2026-05-21 12:34:17 - 2026-05-21 12:34:20

Segment 7
Damoon

2026-05-21 12:34:21 - 2026-05-21 12:34:28

Segment 8
Damoon

2026-05-21 12:34:30 - 2026-05-21 12:34:36

Segment 9
Damoon

2026-05-21 12:34:37 - 2026-05-21 12:34:42

Segment 10
Damoon

2026-05-21 12:34:44 - 2026-05-21 12:34:46

Segment 11
Damoon

2026-05-21 12:34:46 - 2026-05-21 12:34:48

Segment 12
Sarah

2026-05-21 12:34:49 - 2026-05-21 12:34:51

Segment 13
Damoon

2026-05-21 12:34:51 - 2026-05-21 12:34:51

Segment 14
Sarah

2026-05-21 12:34:51 - 2026-05-21 12:34:53

Segment 15
Damoon

2026-05-21 12:35:09 - 2026-05-21 12:35:09

Segment 16
Damoon

2026-05-21 12:35:13 - 2026-05-21 12:35:21

Segment 17
Sarah

2026-05-21 12:35:17 - 2026-05-21 12:35:20

Segment 18
Sarah

2026-05-21 12:35:22 - 2026-05-21 12:35:22

Segment 19
Sarah

2026-05-21 12:35:23 - 2026-05-21 12:35:23

Segment 20
Damoon

2026-05-21 12:35:23 - 2026-05-21 12:35:23

Segment 21
Sarah

2026-05-21 12:35:29 - 2026-05-21 12:35:34

Segment 22
Damoon

2026-05-21 12:35:31 - 2026-05-21 12:35:32

Segment 23
Damoon

2026-05-21 12:35:33 - 2026-05-21 12:35:35

Segment 24
Sarah

2026-05-21 12:35:34 - 2026-05-21 12:35:34

Segment 25
Sarah

2026-05-21 12:35:36 - 2026-05-21 12:35:37

Segment 26
Damoon

2026-05-21 12:35:37 - 2026-05-21 12:35:40

Segment 27
Sarah

2026-05-21 12:35:39 - 2026-05-21 12:35:39

Segment 28
Sarah

2026-05-21 12:35:42 - 2026-05-21 12:35:42

Segment 29
Sarah

2026-05-21 12:35:43 - 2026-05-21 12:35:47

Segment 30
Damoon

2026-05-21 12:35:47 - 2026-05-21 12:35:48

Segment 31
Sarah

2026-05-21 12:35:48 - 2026-05-21 12:35:51

Segment 32
Damoon

2026-05-21 12:35:51 - 2026-05-21 12:36:09

Segment 33
Sarah

2026-05-21 12:36:08 - 2026-05-21 12:36:10

Segment 34
Damoon

2026-05-21 12:36:10 - 2026-05-21 12:36:10

Segment 35
Sarah

2026-05-21 12:36:10 - 2026-05-21 12:36:10

Segment 36
Sarah

2026-05-21 12:36:10 - 2026-05-21 12:36:11

Segment 37
Sarah

2026-05-21 12:36:12 - 2026-05-21 12:36:14

Segment 38
Sarah

2026-05-21 12:36:15 - 2026-05-21 12:36:18

Segment 39
Damoon

2026-05-21 12:36:20 - 2026-05-21 12:36:20

Segment 40
Damoon

2026-05-21 12:36:23 - 2026-05-21 12:36:27

Segment 41
Sarah

2026-05-21 12:36:25 - 2026-05-21 12:36:32

Segment 42
Sarah

2026-05-21 12:36:33 - 2026-05-21 12:36:36

Segment 43
Damoon

2026-05-21 12:36:35 - 2026-05-21 12:36:36

Segment 44
Sarah

2026-05-21 12:36:37 - 2026-05-21 12:36:41

Segment 45
Damoon

2026-05-21 12:36:41 - 2026-05-21 12:36:58

Segment 46
Sarah

2026-05-21 12:36:58 - 2026-05-21 12:36:58

Segment 47
Damoon

2026-05-21 12:36:58 - 2026-05-21 12:36:58

Segment 48
Damoon

2026-05-21 12:36:58 - 2026-05-21 12:36:59

Segment 49
Damoon

2026-05-21 12:37:00 - 2026-05-21 12:37:01

Segment 50
Damoon

2026-05-21 12:37:02 - 2026-05-21 12:37:12

Segment 51
Sarah

2026-05-21 12:37:05 - 2026-05-21 12:37:06

Segment 52
Sarah

2026-05-21 12:37:12 - 2026-05-21 12:37:12

Segment 53
Damoon

2026-05-21 12:37:12 - 2026-05-21 12:37:13

Segment 54
Damoon

2026-05-21 12:37:14 - 2026-05-21 12:37:30

Segment 55
Sarah

2026-05-21 12:37:21 - 2026-05-21 12:37:22

Segment 56
Sarah

2026-05-21 12:37:29 - 2026-05-21 12:37:29

Segment 57
Damoon

2026-05-21 12:37:30 - 2026-05-21 12:37:36

Segment 58
Sarah

2026-05-21 12:37:31 - 2026-05-21 12:37:35

Segment 59
Sarah

2026-05-21 12:37:37 - 2026-05-21 12:37:40

Segment 60
Damoon

2026-05-21 12:37:37 - 2026-05-21 12:37:41

Segment 61
Sarah

2026-05-21 12:37:41 - 2026-05-21 12:37:44

Segment 62
Damoon

2026-05-21 12:37:43 - 2026-05-21 12:37:43

Segment 63
Sarah

2026-05-21 12:37:45 - 2026-05-21 12:37:46

Segment 64
Damoon

2026-05-21 12:37:46 - 2026-05-21 12:37:47

Segment 65
Damoon

2026-05-21 12:37:48 - 2026-05-21 12:37:51

Segment 66
Sarah

2026-05-21 12:37:51 - 2026-05-21 12:37:51

Segment 67
Damoon

2026-05-21 12:37:52 - 2026-05-21 12:37:53

Segment 68
Damoon

2026-05-21 12:37:54 - 2026-05-21 12:37:55

Segment 69
Sarah

2026-05-21 12:37:55 - 2026-05-21 12:37:56

Segment 70
Damoon

2026-05-21 12:37:56 - 2026-05-21 12:37:56

Segment 71
Sarah

2026-05-21 12:37:57 - 2026-05-21 12:37:59

Segment 72
Damoon

2026-05-21 12:37:59 - 2026-05-21 12:38:01

Segment 73
Damoon

2026-05-21 12:38:01 - 2026-05-21 12:38:02

Segment 74
Sarah

2026-05-21 12:38:04 - 2026-05-21 12:38:04

Segment 75
Damoon

2026-05-21 12:38:04 - 2026-05-21 12:38:05

Segment 76
Sarah

2026-05-21 12:38:05 - 2026-05-21 12:38:05

Segment 77
Sarah

2026-05-21 12:38:09 - 2026-05-21 12:38:10

Segment 78
Sarah

2026-05-21 12:38:11 - 2026-05-21 12:38:11

Segment 79
Sarah

2026-05-21 12:38:12 - 2026-05-21 12:38:12

Segment 80
Sarah

2026-05-21 12:38:13 - 2026-05-21 12:38:15

Segment 81
Sarah

2026-05-21 12:38:17 - 2026-05-21 12:38:18

Segment 82
Sarah

2026-05-21 12:38:19 - 2026-05-21 12:38:21

Segment 83
Sarah

2026-05-21 12:38:21 - 2026-05-21 12:38:24

Segment 84
Sarah

2026-05-21 12:38:28 - 2026-05-21 12:38:32

Segment 85
Sarah

2026-05-21 12:38:32 - 2026-05-21 12:38:34

Segment 86
Damoon

2026-05-21 12:38:37 - 2026-05-21 12:38:39

Segment 87
Sarah

2026-05-21 12:38:39 - 2026-05-21 12:38:41

Segment 88
Sarah

2026-05-21 12:38:41 - 2026-05-21 12:38:42

Segment 89
Sarah

2026-05-21 12:38:44 - 2026-05-21 12:38:45

Segment 90