Transcript Detail
Transcript #35326
Playback
Status: completed · Language: en · Source: Unknown source · Captured: 2026-08-29 13:18:25 · This is your comeback call from Nationwide Building Society. You will now be connected to one of our agents. Calls are r
This is your comeback call from Nationwide Building Society.
2026-08-29 13:18:26 - 2026-08-29 13:18:29You will now be connected to one of our agents.
2026-08-29 13:18:30 - 2026-08-29 13:18:32Calls are recorded to help improve our service.
2026-08-29 13:18:32 - 2026-08-29 13:18:35Good afternoon.
2026-08-29 13:18:37 - 2026-08-29 13:18:38You're through to Nationwide.
2026-08-29 13:18:38 - 2026-08-29 13:18:39This is Blake speaking.
2026-08-29 13:18:39 - 2026-08-29 13:18:40Thank you for your callback.
2026-08-29 13:18:40 - 2026-08-29 13:18:41How can I help?
2026-08-29 13:18:41 - 2026-08-29 13:18:42Hi there.
2026-08-29 13:18:42 - 2026-08-29 13:18:43I want to change the account of my direct debits taken from my credit card if it's possible, please.
2026-08-29 13:18:43 - 2026-08-29 13:18:48Yeah, sure.
2026-08-29 13:18:49 - 2026-08-29 13:18:49Can I just take your surname please.
2026-08-29 13:18:49 - 2026-08-29 13:18:51Yeah, it's Rath-Rath.
2026-08-29 13:18:52 - 2026-08-29 13:18:53Romeo Alpha Foxtrot.
2026-08-29 13:18:53 - 2026-08-29 13:18:54Romeo Alpha Foxtrot.
2026-08-29 13:18:55 - 2026-08-29 13:18:56And your date of birth, please?
2026-08-29 13:18:58 - 2026-08-29 13:19:0024th of January 1987.
2026-08-29 13:19:01 - 2026-08-29 13:19:03Thank you. 21st of.
2026-08-29 13:19:07 - 2026-08-29 13:19:09So 24th, 24th.
2026-08-29 13:19:09 - 2026-08-29 13:19:11Yeah, no, that's fine.
2026-08-29 13:19:11 - 2026-08-29 13:19:12I'll put something in wrong.
2026-08-29 13:19:12 - 2026-08-29 13:19:13That's my fault.
2026-08-29 13:19:13 - 2026-08-29 13:19:13You know what?
2026-08-29 13:19:14 - 2026-08-29 13:19:14Uh, 1987.
2026-08-29 13:19:14 - 2026-08-29 13:19:16and you're saying it Rafraf was it RAF RAF
2026-08-29 13:19:19 - 2026-08-29 13:19:21Again yeah that's it.
2026-08-29 13:19:22 - 2026-08-29 13:19:23And just confirm it's the 21st of January 1987.
2026-08-29 13:19:30 - 2026-08-29 13:19:3324th, 24th.
2026-08-29 13:19:33 - 2026-08-29 13:19:34Sorry. 24th.
2026-08-29 13:19:35 - 2026-08-29 13:19:3724th.
2026-08-29 13:19:38 - 2026-08-29 13:19:39Yeah, sorry.
2026-08-29 13:19:39 - 2026-08-29 13:19:39Yeah, 24th.
2026-08-29 13:19:39 - 2026-08-29 13:19:40There you go.
2026-08-29 13:19:40 - 2026-08-29 13:19:40And your first name please note.
2026-08-29 13:19:40 - 2026-08-29 13:19:41Ben, I'm BEH, NAN.
2026-08-29 13:19:42 - 2026-08-29 13:19:44Yeah, thank you.
2026-08-29 13:19:45 - 2026-08-29 13:19:45I'll quickly go through some security and then we'll look at changing the uh where this debit is coming from.
2026-08-29 13:19:45 - 2026-08-29 13:19:50Do you have access to the banking app at all?
2026-08-29 13:19:50 - 2026-08-29 13:19:51I do.
2026-08-29 13:19:52 - 2026-08-29 13:19:52One second, I think so.
2026-08-29 13:19:52 - 2026-08-29 13:19:54I'll try.
2026-08-29 13:19:54 - 2026-08-29 13:19:54The phone?
2026-08-29 13:19:56 - 2026-08-29 13:19:56Yeah, no worries.
2026-08-29 13:19:58 - 2026-08-29 13:19:58If I can get you to log in when you can.
2026-08-29 13:19:58 - 2026-08-29 13:20:00I mean.
2026-08-29 13:20:01 - 2026-08-29 13:20:01Um, if I can get you to log out and then just log back in for me, please.
2026-08-29 13:20:04 - 2026-08-29 13:20:09Yeah, sure.
2026-08-29 13:20:09 - 2026-08-29 13:20:10I'm not sure.
2026-08-29 13:20:13 - 2026-08-29 13:20:14Sometimes, uh, I don't have connection on my phone when I'm on a call.
2026-08-29 13:20:14 - 2026-08-29 13:20:19No, that's.
2026-08-29 13:20:21 - 2026-08-29 13:20:21Yeah, it's all right.
2026-08-29 13:20:21 - 2026-08-29 13:20:21It's working.
2026-08-29 13:20:21 - 2026-08-29 13:20:22Yeah, I'm just logging in.
2026-08-29 13:20:22 - 2026-08-29 13:20:23Yeah, yeah, sure.
2026-08-29 13:20:24 - 2026-08-29 13:20:25Just let me move.
2026-08-29 13:20:25 - 2026-08-29 13:20:26Yeah, there you go.
2026-08-29 13:20:28 - 2026-08-29 13:20:29That's fine.
2026-08-29 13:20:29 - 2026-08-29 13:20:29Yeah, I can see that.
2026-08-29 13:20:29 - 2026-08-29 13:20:30Thank you.
2026-08-29 13:20:30 - 2026-08-29 13:20:30All right.
2026-08-29 13:20:31 - 2026-08-29 13:20:31Let's have a look.
2026-08-29 13:20:32 - 2026-08-29 13:20:33Yeah, so you haven't got a direct debit set up at the moment.
2026-08-29 13:20:46 - 2026-08-29 13:20:49So you'd like to set up.
2026-08-29 13:20:49 - 2026-08-29 13:20:50Would you like to set up a direct debit?
2026-08-29 13:20:50 - 2026-08-29 13:20:51Yes, please.
2026-08-29 13:20:52 - 2026-08-29 13:20:53Yeah.
2026-08-29 13:20:53 - 2026-08-29 13:20:54Cool.
2026-08-29 13:20:55 - 2026-08-29 13:20:55Yeah, because at the moment, I've got the 237.
2026-08-29 13:21:17 - 2026-08-29 13:21:21I've got the account number of 5111 51155237.
2026-08-29 13:21:21 - 2026-08-29 13:21:27Is that correct?
2026-08-29 13:21:27 - 2026-08-29 13:21:27I need a
2026-08-29 13:21:28 - 2026-08-29 13:21:28Different one please.
2026-08-29 13:21:28 - 2026-08-29 13:21:29A different one.
2026-08-29 13:21:30 - 2026-08-29 13:21:30Yeah, that's fine.
2026-08-29 13:21:30 - 2026-08-29 13:21:31Yeah.
2026-08-29 13:21:31 - 2026-08-29 13:21:32What was the, um, what's the different, the, the account number that you want to put on?
2026-08-29 13:21:32 - 2026-08-29 13:21:36The account number is 7026.
2026-08-29 13:21:36 - 2026-08-29 13:21:397026, yeah.
2026-08-29 13:21:40 - 2026-08-29 13:21:419858.
2026-08-29 13:21:42 - 2026-08-29 13:21:439858.
2026-08-29 13:21:45 - 2026-08-29 13:21:46And the short code as well, please?
2026-08-29 13:21:46 - 2026-08-29 13:21:47Yep. 04.
2026-08-29 13:21:47 - 2026-08-29 13:21:490075. 75 cool thank you Okay.
2026-08-29 13:21:52 - 2026-08-29 13:22:03Use the direct debit, that's fine.
2026-08-29 13:22:04 - 2026-08-29 13:22:06So that has been successful.
2026-08-29 13:22:06 - 2026-08-29 13:22:08And now, would you like me to set you up a direct debit, sorry?
2026-08-29 13:22:08 - 2026-08-29 13:22:11Yes, please, yeah.
2026-08-29 13:22:12 - 2026-08-29 13:22:12Yeah.
2026-08-29 13:22:13 - 2026-08-29 13:22:13So we've got three options.
2026-08-29 13:22:15 - 2026-08-29 13:22:16We've obviously got the full balance, the fixed payment or the statement minimum balance.
2026-08-29 13:22:16 - 2026-08-29 13:22:21What would you like?
2026-08-29 13:22:21 - 2026-08-29 13:22:22Can we go for minimum balance at the moment, please?
2026-08-29 13:22:22 - 2026-08-29 13:22:24Yeah, of course.
2026-08-29 13:22:25 - 2026-08-29 13:22:26All right, just spend me two sets now, okay?
2026-08-29 13:22:33 - 2026-08-29 13:22:35No worries.
2026-08-29 13:22:36 - 2026-08-29 13:22:37Let's see.
2026-08-29 13:23:06 - 2026-08-29 13:23:19237858.
2026-08-29 13:23:23 - 2026-08-29 13:23:25Right, okay.
2026-08-29 13:23:31 - 2026-08-29 13:23:32So let me just double check another thing quickly.
2026-08-29 13:23:32 - 2026-08-29 13:23:34Right, I think.
2026-08-29 13:23:38 - 2026-08-29 13:23:39So because I've obviously only changed your, um, where it's coming from, obviously I've changed the sort of code and account number.
2026-08-29 13:23:44 - 2026-08-29 13:23:50So it, it does take a few days for it to upload.
2026-08-29 13:23:50 - 2026-08-29 13:23:53So I don't know if you want to maybe call back, uh, if you can maybe women like sort of, um, because it says here.
2026-08-29 13:23:54 - 2026-08-29 13:24:02The next deadline for making
2026-08-29 13:24:02 - 2026-08-29 13:24:03Changes, yeah.
2026-08-29 13:24:03 - 2026-08-29 13:24:05The direct debit account details, five working days before the payment is due, that's fine.
2026-08-29 13:24:05 - 2026-08-29 13:24:09fine.
2026-08-29 13:24:09 - 2026-08-29 13:24:09Yeah, so account details change.
2026-08-29 13:24:10 - 2026-08-29 13:24:11So yeah, five working days it is unfortunately.
2026-08-29 13:24:11 - 2026-08-29 13:24:14Okay.
2026-08-29 13:24:14 - 2026-08-29 13:24:14That's fine.
2026-08-29 13:24:14 - 2026-08-29 13:24:15That's no problem.
2026-08-29 13:24:15 - 2026-08-29 13:24:15But I can see your, um, your next payments in like mid-September anyway.
2026-08-29 13:24:16 - 2026-08-29 13:24:21So you've got loads of time.
2026-08-29 13:24:21 - 2026-08-29 13:24:22Yeah, perfect.
2026-08-29 13:24:22 - 2026-08-29 13:24:23I'll call next week then to check it.
2026-08-29 13:24:23 - 2026-08-29 13:24:25But in the meantime, I think I've paid for September already anyway, so I don't think there'd be a payment until October.
2026-08-29 13:24:25 - 2026-08-29 13:24:33I don't know if you could confirm that.
2026-08-29 13:24:33 - 2026-08-29 13:24:34Yeah, we can have a quick look.
2026-08-29 13:24:35 - 2026-08-29 13:24:37just load in.
2026-08-29 13:24:50 - 2026-08-29 13:24:51Right, so I'm looking on the I'm looking on the 20th of August this statement.
2026-08-29 13:24:54 - 2026-08-29 13:25:03Yeah.
2026-08-29 13:25:04 - 2026-08-29 13:25:04And the closing balance is 12,051 pound.
2026-08-29 13:25:08 - 2026-08-29 13:25:11Yeah, on the 27th, I paid the 1400 and 287.
2026-08-29 13:25:12 - 2026-08-29 13:25:19Yeah, I can see that too.
2026-08-29 13:25:20 - 2026-08-29 13:25:21It will payment due this yet.
2026-08-29 13:25:21 - 2026-08-29 13:25:23So that I think that should have covered the payment during September.
2026-08-29 13:25:24 - 2026-08-29 13:25:26Meaning the next payment minimum wouldn't be due to October.
2026-08-29 13:25:29 - 2026-08-29 13:25:33Right, yeah, okay, yeah, I see, yeah.
2026-08-29 13:25:35 - 2026-08-29 13:25:37Am I right in thinking that?
2026-08-29 13:25:38 - 2026-08-29 13:25:39Yeah, no, that's fine.
2026-08-29 13:25:40 - 2026-08-29 13:25:41So let me quickly go on your, um, your, uh, what you call it statement again.
2026-08-29 13:25:41 - 2026-08-29 13:25:46So yeah, it says the total payment due this month is the £1,402.87 which you've already paid in here.
2026-08-29 13:25:54 - 2026-08-29 13:26:00Yeah.
2026-08-29 13:26:00 - 2026-08-29 13:26:00Yeah.
2026-08-29 13:26:01 - 2026-08-29 13:26:02So in that case, the direct debit's got six weeks.
2026-08-29 13:26:02 - 2026-08-29 13:26:05or so till it needs to set up anyway.
2026-08-29 13:26:05 - 2026-08-29 13:26:08So I think.
2026-08-29 13:26:08 - 2026-08-29 13:26:09Yeah, sure.
2026-08-29 13:26:09 - 2026-08-29 13:26:09How do you, do you receive your statements online?
2026-08-29 13:26:11 - 2026-08-29 13:26:13Yes.
2026-08-29 13:26:14 - 2026-08-29 13:26:15Yeah.
2026-08-29 13:26:16 - 2026-08-29 13:26:16And if you, if you received the organ August one, have you?
2026-08-29 13:26:16 - 2026-08-29 13:26:18Yes, I've got it, yeah.
2026-08-29 13:26:19 - 2026-08-29 13:26:20Yeah, you've got that one, yeah.
2026-08-29 13:26:20 - 2026-08-29 13:26:22So I've got it.
2026-08-29 13:26:22 - 2026-08-29 13:26:23Yeah, because it says here, the arrays due from the previous payment is 1041 pound and then obviously you add that together.
2026-08-29 13:26:24 - 2026-08-29 13:26:30Oh, together it was the 14.
2026-08-29 13:26:31 - 2026-08-29 13:26:33And then the one 4402, yeah.
2026-08-29 13:26:33 - 2026-08-29 13:26:35So I made the manual payments, I think.
2026-08-29 13:26:36 - 2026-08-29 13:26:37Yeah, no, that's fine.
2026-08-29 13:26:39 - 2026-08-29 13:26:40Yeah.
2026-08-29 13:26:40 - 2026-08-29 13:26:40Yeah, yeah, cool.
2026-08-29 13:26:41 - 2026-08-29 13:26:41All right, so Direct Debbie has been set up.
2026-08-29 13:26:44 - 2026-08-29 13:26:46I don't need to call back, do I?
2026-08-29 13:26:47 - 2026-08-29 13:26:48I mean, it's
2026-08-29 13:26:48 - 2026-08-29 13:26:49Not been set up yet.
2026-08-29 13:26:49 - 2026-08-29 13:26:51No,
2026-08-29 13:26:51 - 2026-08-29 13:26:51Just the details.
2026-08-29 13:26:51 - 2026-08-29 13:26:52I have changed the, uh, the details.
2026-08-29 13:26:53 - 2026-08-29 13:26:54No problem.
2026-08-29 13:26:56 - 2026-08-29 13:26:56So I'll call in sort of end of 20 minutes.
2026-08-29 13:26:57 - 2026-08-29 13:26:59Yeah,
2026-08-29 13:26:59 - 2026-08-29 13:26:59Maybe maybe Friday if if that's okay.
2026-08-29 13:27:00 - 2026-08-29 13:27:02Yeah, yeah, yeah absolutely.
2026-08-29 13:27:02 - 2026-08-29 13:27:04Yeah.
2026-08-29 13:27:04 - 2026-08-29 13:27:04No problem.
2026-08-29 13:27:04 - 2026-08-29 13:27:05All right, I'll do it.
2026-08-29 13:27:05 - 2026-08-29 13:27:06Thanks a lot.
2026-08-29 13:27:06 - 2026-08-29 13:27:07Okay.
2026-08-29 13:27:07 - 2026-08-29 13:27:07Thanks for your help.
2026-08-29 13:27:08 - 2026-08-29 13:27:08Diarization Windows
2026-08-29 13:18:26 - 2026-08-29 13:18:35
2026-08-29 13:18:37 - 2026-08-29 13:18:42
2026-08-29 13:18:42 - 2026-08-29 13:18:48
2026-08-29 13:18:49 - 2026-08-29 13:18:51
2026-08-29 13:18:52 - 2026-08-29 13:18:56
2026-08-29 13:18:58 - 2026-08-29 13:19:00
2026-08-29 13:19:01 - 2026-08-29 13:19:03
2026-08-29 13:19:07 - 2026-08-29 13:19:09
2026-08-29 13:19:09 - 2026-08-29 13:19:11
2026-08-29 13:19:11 - 2026-08-29 13:19:21
2026-08-29 13:19:22 - 2026-08-29 13:19:23
2026-08-29 13:19:30 - 2026-08-29 13:19:33
2026-08-29 13:19:33 - 2026-08-29 13:19:37
2026-08-29 13:19:38 - 2026-08-29 13:19:39
2026-08-29 13:19:39 - 2026-08-29 13:19:40
2026-08-29 13:19:40 - 2026-08-29 13:19:41
2026-08-29 13:19:42 - 2026-08-29 13:19:44
2026-08-29 13:19:45 - 2026-08-29 13:19:51
2026-08-29 13:19:52 - 2026-08-29 13:19:56
2026-08-29 13:19:58 - 2026-08-29 13:20:00
2026-08-29 13:20:01 - 2026-08-29 13:20:01
2026-08-29 13:20:04 - 2026-08-29 13:20:10
2026-08-29 13:20:13 - 2026-08-29 13:20:19
2026-08-29 13:20:21 - 2026-08-29 13:20:21
2026-08-29 13:20:21 - 2026-08-29 13:20:23
2026-08-29 13:20:24 - 2026-08-29 13:20:51
2026-08-29 13:20:52 - 2026-08-29 13:20:53
2026-08-29 13:20:53 - 2026-08-29 13:21:28
2026-08-29 13:21:28 - 2026-08-29 13:21:29
2026-08-29 13:21:30 - 2026-08-29 13:21:36
2026-08-29 13:21:36 - 2026-08-29 13:21:39
2026-08-29 13:21:40 - 2026-08-29 13:21:41
2026-08-29 13:21:42 - 2026-08-29 13:21:43
2026-08-29 13:21:45 - 2026-08-29 13:21:47
2026-08-29 13:21:47 - 2026-08-29 13:21:49
2026-08-29 13:21:52 - 2026-08-29 13:22:11
2026-08-29 13:22:12 - 2026-08-29 13:22:12
2026-08-29 13:22:13 - 2026-08-29 13:22:13
2026-08-29 13:22:15 - 2026-08-29 13:22:22
2026-08-29 13:22:22 - 2026-08-29 13:22:24
2026-08-29 13:22:25 - 2026-08-29 13:22:35
2026-08-29 13:22:36 - 2026-08-29 13:22:37
2026-08-29 13:23:06 - 2026-08-29 13:23:19
2026-08-29 13:23:23 - 2026-08-29 13:24:02
2026-08-29 13:24:02 - 2026-08-29 13:24:03
2026-08-29 13:24:03 - 2026-08-29 13:24:15
2026-08-29 13:24:15 - 2026-08-29 13:24:15
2026-08-29 13:24:16 - 2026-08-29 13:24:22
2026-08-29 13:24:22 - 2026-08-29 13:24:34
2026-08-29 13:24:35 - 2026-08-29 13:25:03
2026-08-29 13:25:04 - 2026-08-29 13:25:04
2026-08-29 13:25:08 - 2026-08-29 13:25:11
2026-08-29 13:25:12 - 2026-08-29 13:25:19
2026-08-29 13:25:20 - 2026-08-29 13:25:23
2026-08-29 13:25:24 - 2026-08-29 13:25:33
2026-08-29 13:25:35 - 2026-08-29 13:25:37
2026-08-29 13:25:38 - 2026-08-29 13:25:39
2026-08-29 13:25:40 - 2026-08-29 13:26:00
2026-08-29 13:26:00 - 2026-08-29 13:26:09
2026-08-29 13:26:11 - 2026-08-29 13:26:13
2026-08-29 13:26:14 - 2026-08-29 13:26:15
2026-08-29 13:26:16 - 2026-08-29 13:26:18
2026-08-29 13:26:19 - 2026-08-29 13:26:20
2026-08-29 13:26:20 - 2026-08-29 13:26:30
2026-08-29 13:26:31 - 2026-08-29 13:26:33
2026-08-29 13:26:33 - 2026-08-29 13:26:35
2026-08-29 13:26:36 - 2026-08-29 13:26:37
2026-08-29 13:26:39 - 2026-08-29 13:26:41
2026-08-29 13:26:44 - 2026-08-29 13:26:49
2026-08-29 13:26:49 - 2026-08-29 13:26:51
2026-08-29 13:26:51 - 2026-08-29 13:26:52
2026-08-29 13:26:53 - 2026-08-29 13:26:54
2026-08-29 13:26:56 - 2026-08-29 13:26:59
2026-08-29 13:27:00 - 2026-08-29 13:27:02
2026-08-29 13:27:02 - 2026-08-29 13:27:08