SPEAKER_01 mentions paying £1500 and complaining about waiting for result. SPEAKER_00 explains that the modular insurance only covers if there is an accident, not if it happens by itself. They discuss that a friend had something from an accident and it stays there. SPEAKER_02 says 'okay yeah'. Then SPEAKER_00 asks for final receipt. Then SPEAKER_02 says 'Thank you.' and 'I don't know.'